Todd Lubar is All About Positive Thinking:

Todd Lubar is a well-informed businessman with a “heart of gold.” Lubar achieved, much, in the way of transaction success, as one of the nation’s foremost loan originators, for several years running. In fact, Lubar has achieved more, during the first portion of his life, than some very successful businesspersons achieve during their respective lifetimes. It is probably Lubar’s good attitude that “does the trick.” Lubar sets a goal and then “sets sail.”

Lubar started out his life attending two of the nation’s foremost private schools: inclusive of the Sidwell Friends School in Washington, DC and the Peddie Schools in Hightstown, New Jersey–an idyllic “All American;” truly diverse commuter town. He then attended Syracuse University. He attained a B.A. in Communications from Syracuse.

He knew from the “get-go,” that the mortgage industry and real estate market interested him. He enjoyed helping people with their financial arrangements, and, by so doing, improving their respective lifestyles. He began his mortgage lending career at Crestar Mortgage, during the middle portion of the 90s. Todd learned all about the conventional Mortgage lending market, during his tenure at Crestar.

Zooming forward: Todd acquired a position at Legacy Financial in 1999. Within this organization, Todd acted, in the capacity of a broker and a Mortgage Banker, which provided him with a tremendous opportunity of providing a number of programs, products and services to his client-base.

Todd, in 2002, worked in the residential property industry, by means of Legendary Properties, LLC. The residential property company allowed Todd to demonstrate his business acumen and high-level communication skills, in purchasing, rehabbing, selling and profiting from property sales, within the residential development market.

Todd, in 2003, by means of a company–Charter Funding: helped persons attain loans with less than favorable credit. The type of borrower, associated with Charter was quite different than the borrower, with supremely good credit, which Lubar assisted, during his tenure at Crestar. The preceding, “goes to show,” Lubar’s unique, versatility, when it comes to providing lending opportunities, to his clients.

Regardless of where Todd has worked, within the mortgage industry, throughout his career, he has made his focus about the client. Additionally, when the mortgage industry was in a downturn, he operated other types of businesses as well. One business was a scrap metal recycling business; another business was a demolition-service business.

Today, Todd is giving back to the community. Lubar is President of TDL Ventures–LLC: A company, whose focus, is to help individuals in need. Todd resides in Bethesda, MD. He enjoys spending time with his children, and enjoys travel. Todd makes it his goal to improve upon himself, each and every day. Lubar hopes, by way of his daily affirmation, he makes a true, shining difference, in the lives of others, as well. Check out his personal website at

For more information, visit Todd’s Linked In page and this additional reference:

Advances in Stem Cell Therapy Promise Major Breakthroughs in Multiple Sclerosis

Multiple sclerosis involves damage to the central nervous system caused by the immune system. Recent clinical trials prove that a new legendary stem cell-based therapy is getting better success at dealing with multiple sclerosis than any of the drugs in use. This treatment is called the “High Dose Immunosuppressive Therapy coupled with the Autologous Hematopoietic Cell Transplant” treatment.

The trial was done courtesy of the National Institutes of Health funding. The results of the study were published in the journal named Neurology issued by the American Academy of Neurology. The results present a precursor to more trials with the intention of having the treatment as part of recommended standard care. The treatment is carried out once as opposed to existing regimes where medications are taken for a long period.

Relapsing-remitting multiple sclerosis occurs uniquely in that there are frequent periods of no symptoms with a few relapses but the frequency of relapses then becomes severe with time. The most common symptoms include fatigue and chronic pain, motor and speech difficulties and general body weakness.

The treatment works on three levels. Firstly, it destroys the active disease. Then it prevents further deterioration by getting rid of disease-causing cells. Lastly, it resets and rebuilds the immune system. The trial treatments have resulted in marked success after just five years.

One of the top neurologists in the field is Dr. Shiva Gopal Vasishta, a 63-year-old certified neurologist from New Jersey. Neurologists such as Dr. Shiva Gopal Vasishta are the doctors who treat the central nervous system. Specialties under this umbrella include neurosurgeons and pediatric neurologists, brain surgeons and neurologists for children respectively.

Dr. Shiva Gopal Vasishta is a psychiatry and neurology expert with over 40 years’ experience in the industry. He is currently associated with Kennedy University Hospital. Dr. Shiva Gopal Vasishta’s practice is based at Eastern Neurodiagnostic Associates. Dr. Shiva Gopal Vasishta has certification from the prestigious American Board of Psychiatry and Neurology.